Consumer Protection Attorney in Jacksonville, FL
Debt collectors can become frustrating to deal with, and they can create a headache for you. So, consumer protection laws protect you from a great deal of harassment by these collectors. There are many times in which these collectors will violate important laws to try and collect debts. The attorneys of Parker & DuFresne of Jacksonville is ready to defend you in these situations.
Consumer Protection Laws Put in Place to Safeguard You
While debt collectors have the right to collect from a debtor, they are required to do this lawfully. Likewise, it does not matter if you owe the full or a partial amount of the debt. So, these laws, the Fair Debt Collection Practices Act (FDCPA) and Florida Consumer Collection Practices Act (FCCPA), are put in place to protect you.
Punishment for Creditors Violating These Laws
Parker & DuFresne can provide a high-quality consumer protection attorney to assist you in these trying times. When a collector breaks these laws, you may be entitled to sue them for violation of consumer protection laws.
Prohibited Collection Practices
Forbidden debt collection practices are as follows:
Simulating or impersonating a law enforcement officer or government agency
Threatening to use or using physical force or violence
Communicating with your employer about the debt without your permission before obtaining a final judgment
Communicating with you or your family so frequently that it is harassment toward you or your family
Speaking to you with obscene, abusive, vulgar, profane language