Our Blog

Your Mortgage Loan Servicer Is Bound to Follow State–and Possibly Federal–Debt Collection Laws.

The Fair Debt Collection Practices Act ("FDCPA") provides that a mortgage loan servicer is not…

Substitution of Collateral in a Florida Bankruptcy: Is It Possible?

Often times, Debtors are involved in accidents where personal property is totaled or unsalvageable. Many…

Florida Appears to be Facing a Housing Shortage—Possibly Even a Bubble

The buzz in Florida is that there is a shortage of homes available for sale,…

Proposed Foreclosure Law Designed to Accelerate the Foreclosure Process

Earlier this month, the House Civil Justice Subcommittee approved a bill designed to accelerate the…

Did You Receive a Proper Notice of Acceleration?

Before your mortgage company can file a foreclosure on your Florida home, it must send…

My Personal and Business Bankruptcies: Can I Combine Them Into One Case?

A debtor can combine his or her personal and business debts in one bankruptcy filing…

Homeowners Must Compete with State Governments for Mortgage Settlement Relief Funds

As states have begun allocating funds from the National Mortgage Settlement, news reports are surfacing…

Aggressive Debt Collection Violates Federal and Florida Law

Overly aggressive consumer debt collectors are usually breaking Federal and Florida law. As we all…

Federal Fraud Task Force Seeks to Hold Major Financial Institutions Accountable for Housing Market Crash

Mortgage-Backed Securities are commonplace in today's housing market woes. The securities are often blamed as…

What Does It Mean to “Redeem” Property in Bankruptcy?

As a Northeast Florida bankruptcy attorney, this issue comes up on a daily basis. In…